Medicaid Eligibility Planning
Medicaid is a federal program, but it is administered differently by each state. It provides low-cost or free healthcare to qualifying individuals and is often the only option for long-term care coverage. However, Medicaid has strict eligibility requirements, and most people do not qualify without prior planning. Without the proper planning, individuals may find themselves spending most or all of their savings on medical and nursing home bills.
If you or a loved one need, or anticipate needing, long-term care in a nursing home, I can help assess your situation and explore the options available to protect and preserve your assets. Medicaid planning can prevent you or your loved one from being responsible for nursing home bills that can easily exceed $10,000 per month. The sooner you reach out to an attorney to evaluate your situation, the better your chances of saving assets, qualifying for benefits, and receiving the proper care you deserve.
Medicaid eligibility requirements are complex and constantly changing. The application and review process can be stressful and often takes several months. Unfortunately, even minor mistakes on an application are typically irreversible and can lead to a denial of benefits, sometimes for an extended period. This can have devastating effects on a family’s finances and may negatively impact the health and comfort of the person applying for benefits.
An experienced elder law attorney can make the Medicaid planning process as stress-free as possible for you and your family. I take an individualized approach to each client’s situation, taking into account their unique wishes and available assets. I help clients structure their assets in a way that preserves and protects as much as possible while maximizing the chances of Medicaid approval.